of non-performing loan on profitability of Nepalese commercial banks. Return on assets and return on equity are taken as dependent variables. Non-performing loan, loan loss provision, capital adequacy ratio, ratio of loan loss provision to total loan, ratio of total loan to total deposit and size of the firm are selected as independent variables.
(PDF) Effect of Non-Performing Loans on Financial ... Commercial banks in Kenya have suffered significant loan repayment default problems resulting into decreased employment levels and liquidity problems. Interest rate changes have also contributed to non-performing loans. Non-performing loans are [PDF] The impact of non-performing loans on bank ... June, 30, 2017 The aim of this study is to investigate the impact of non-performing loans on profitability and lending behavior, using an empirical framework that examines whether an increase of NPLs can lead banks to reduce their profitability and lending activity. FINANCIAL PERFORMANCE OF PRIVATE COMMERCIAL …
The Impact of Non-performing Loans on Bank Lending ... The Impact of Non-performing Loans on Bank Lending Behavior: Evidence from the Italian Banking Sector Doriana CUCINELLI* Abstract The aim of this study is to understand the bank lending behavior during financial crisis, in particular whether an increase of credit risk during this period can lead banks to reduce their lending activity. The impact of Non-performing Loans and Bank Performance … This study examined the impact of non-performing loans on bank performance in Nigeria, using return on capital employed (ROCE) as proxy for bank performance (the dependent variable) and sub-standard loans (SUL), doubtful loans (DOL), and bad loans (BAL) as proxy for non-performing loans … Determinants of Bank Performance in Jamaica banks. Akhtar et al. (2011) focused on bank-specific determinants of conventional banks in Pakistan and how they influence banks’ profitability using multivariate regression analysis. The paper’s bank-specific factors included non-performing loans (NPLs), bank size, gearing ratio, return on … Impact of Non-Performing Loan on Profitability of Banks in ...
(PDF) Bank Efficiency and Non-Performing Loans: Evidence ... The objective of this paper is to investigate the relationship between non-performing loans and bank efficiency in Malaysia and Singapore. To achieve the objective, cost efficiency was estimated using the stochastic cost frontier approach assuming normal-gamma efficiency distribution model proposed by … FACTORS INFLUENCING THE BANK PROFITABILITY … Bank profitability, Banking sector, Liquidity, Return on equity, Inflation, GDP, Non-performing loans. Contribution/ Originality This study contributes in the existing literature to provide additional evidence for the factors influencing the bank profitability. This study is … (PDF) The Impacts of Non-Performing Loan on Profitability ...
loans and ratio of non-performing loans to assets of commercial banks from 1981 to 2012 as depicted in Figure 1 and Appendix 1. The figure shows a disturbing trend when the growth rate of non-performing loans is compared with that of the level of financial development between 1989 and 1999. IMPACT OF BANK INTERNAL FACTORS ON PROFITABILITY … such loan is classified as non-performing loan by the bank. Akter and Roy (2017), Kaaya and Pastory (2013) and Kirui (2014) have found negative relationship between non-performing loans and profitability of the banks. In Sri Lanka, Rathnasiri (2016) has found non-performing loan has significant negative impact on profitability of the The Effects of Nonperforming Loans on Dynamic Network Bank ... This paper is to explore the relationship between banks’ performance and their nonperforming loans (NPLs). The banks’ performance through a network production process structure with NPLs is developed. With increasing NPLs in recent years, the quality of lending assets is a key significant and influencing factor for banks’ operational risk. Determinants of Commercial Banks’ Profitability in Malaysia
Non Performing loans in Commercial Banks: A case of CBZ ...
